No retail license may be issued, maintained, or renewed unless the applicant demonstrates proof of financial responsibility with regard to civil liability or dram shop actions.  The City must submit to the Commissioner of Public Safety the applicant's proof of financial responsibility.

Insurance requirements for liquor licenses serve two important functions:

1. They help to protect the public in that any damages or injuries that occur will be covered by insurance.
2. They help to protect the licensee from the cost of defending a lawsuit or paying a valid claim for injuries or damages.

Please review the liquor liability insurance certification requirements carefully to avoid delays in the processing of your liquor license.